Emergency fund

How much you need based on essential expenses, how many months you cover today and when you will complete it.

What it includes

Download the file and open it in Excel, LibreOffice or Numbers.
To use it in Google Sheets: upload it to Google Drive and open it with Google Sheets.
Replace the example figures in the sand-colored cells with yours.

Estimates only. The template does not send your data anywhere: it stays in your file.

Income and spending by category, planned versus actual, monthly savings and savings rate.

Monthly payment and full amortization schedule, month by month, for any fixed-payment loan.

Receipts and payments week by week, expected balance and a warning when you fall below your minimum.