Excel and Google Sheets templates
Free templates with formulas, ready to fill in. They work in Excel and Google Sheets and calculate the same as our calculators.
Monthly budget
Income and spending by category, planned versus actual, monthly savings and savings rate.
Emergency fund
How much you need based on essential expenses, how many months you cover today and when you will complete it.
Mortgage amortization schedule
Monthly payment and full amortization schedule, month by month, for any fixed-payment loan.
13-week cash flow forecast
Receipts and payments week by week, expected balance and a warning when you fall below your minimum.
Scenario simulator
Up to 8 products and three scenarios (pessimistic, base and optimistic) with contribution margin and break-even.
Rental property return
Gross and net yield, cash flow with mortgage, IRR until sale and a projection of up to 30 years.
Fill in the sand-colored cells; everything else is calculated. Amounts have no currency symbol, so they work in any country.