The ratio between the loan amount and the property's value. The higher it is, the smaller your deposit and the more risk the lender takes.
An example
A €200,000 loan on a €250,000 property is 80% LTV.
The ratio between the loan amount and the property's value. The higher it is, the smaller your deposit and the more risk the lender takes.
A €200,000 loan on a €250,000 property is 80% LTV.