Mortgage calculator

General calculation · any country

Work out your monthly payment, see the full amortization schedule and find out how much you save by paying extra. Works for mortgages and any fixed-payment loan.

Loan

Loan amount

€

Annual interest rate

The nominal rate in your lender's offer (not the APR).

Term

years

First payment month

Extra payments (optional)

Extra money you pay to reduce the loan balance.

Extra each month

€

What do you want to reduce? The term (less interest paid) The monthly payment

Prepayment fee

What your lender charges on the amount paid early. Check your loan agreement.

Monthly payment

—

Total interest

—

Total cost

—

Actual term

—

Final payment

—

Principal Interest

Fixed-payment (annuity) loan. Insurance, arrangement fees and other costs are not included.

Outstanding balance over time

Amortization schedule

Monthly Yearly

Payment no.	Payment	Interest	Principal	Extra payment	Balance